BANK BORROW PLAN
Board of Directors

Lucio C. Tan


Chairman


Florido P. Casuela


Vice Chairman


Yolanda M. Albano


Director


Felix Enrico R. Alfiler


Director


Gregorio T. Hong


Director


Cecilio K. Pedro


Director


Harry C. Tan


Director


Lucio K. Tan Jr.


Director


Michael G. Tan


Director


William T. Lim


Advisor


Atty. Ma. Cecilia L. Pesayco


Corporate Secretary

Principal Officers

Mary Ann A. Santos


Senior Vice President - Acting President


Arlene S. Viernes


First Vice President - Credit Cycle Division Head


Jeslyn C. Bonifacio


First Vice President - Risk Management Unit Head


Atty. Arlene J. Guevarra


Vice President - Legal Division Head


Ma. Eloisa T. Tavera


Vice President - Human Resources Division Head


Fe C. Urdaneta


Vice President, Treasury Group Head


Marites J. Claro


Assistant Vice President - Compliance Head


Arnulfo D. Bermas


Vice President - Controllership Division Head


Christopher Gene C. Lapuz


Senior Assistant Vice President - Marketing Division Head


Melvar C. Benedicto


Senior Assistant Vice President - Corporate Security Division Head


Manuel N. Anselmo


Senior Assistant Vice President - Business Loan Group Head-OIC